Financial Education and Coaching for Caregivers
Start the conversation, get your parents’ money and paperwork in order, and step into the role of financial caregiver before a crisis makes the decisions for you.
Be Ready Before It’s Urgent
You already know something needs to happen. Maybe your mom mentioned she’s losing track of her bills. Maybe your dad had a fall, and the hospital staff asked questions you couldn’t answer. Maybe nothing has gone wrong yet, but every visit leaves you wondering what you would do if the phone rang tomorrow.
You don’t know which accounts your parent has or whether the power of attorney in the filing cabinet still works. Your parent changes the subject when you mention money. The bank won’t talk to you. You search online, end up with 40 open tabs, and close the laptop with no better idea where to start. This role came with no job description, no handbook, and no training.
You can build the handbook before you need it. As a CPA who has helped families through this, and as my own parents’ power of attorney, I created a program that walks you through the conversations, the paperwork, and the pushback, one manageable task at a time.
That’s what financial education and coaching with me looks like.
Here’s what we work on together:
Start the conversation
Most parents change the subject the first time you bring up money. We work on how to open the conversation without making it feel morbid or like you’re waiting for an inheritance. You get word-for-word scripts, a smaller first ask, and a plan for what to say when your parent pushes back.
Find out what exists
You can’t help with what you can’t find. Over several weeks, you build a working picture of your parent’s accounts, documents, insurance, bills, and contacts, so you know where everything lives and who to call.
Understand legal authority
A document in a filing cabinet doesn’t guarantee it will work when you need it. We cover which legal documents matter and what questions to bring to an elder law attorney in your parent’s state.
Run the system day to day
Once you have the information, you need a routine. We set up a day-to-day system you can maintain alongside your own job and family.
Protect your parent from fraud and exploitation
Fraud and financial exploitation are real risks as parents age. We cover the warning signs and the safeguards you can set up.
Step into the role prepared
By the end of 10 weeks, you move from “I have no idea where to start” to a working system, a plan for what happens next, and a way to keep it current.
How the program works
Stepping In: The Financial Roadmap for Aging Parents is a live 10-week program. Each week includes:
- One live, one-hour video session with me, in a small group of no more than 12
- One homework task that takes 30 to 60 minutes
- Recordings of every session, in case you miss one
- Written guides, working tools, and scripts for the hard conversations
- Weekly check-ins with the group for accountability
Cohort members also get lifetime access to the self-paced version of the course when I release it.
Talking about money with your parents takes courage.
It means asking questions that feel personal for both of you. Here’s what you can expect when you work with me.
I’ve lived this.
I’m an eldest daughter and my own parents’ power of attorney. I’ve seen the same pattern in many families: a parent gets sick or starts to slip, and the adult child has to learn the entire job in a week. I built this program to give you the manual first.
Zero judgment.
You didn’t wait too long. Most families start when something goes wrong, and starting before that puts you ahead. I won’t judge the missing paperwork, the siblings who aren’t helping, or the conversation you’ve put off for two years. I’ll help you take the next step from exactly where you are.
I bring CPA-level expertise to every session.
As a licensed CPA and Certified Financial Education Instructor, I understand how a parent’s accounts, beneficiary designations, income, and taxes fit together, and I know which questions to ask so nothing falls through the cracks. I’m not an attorney, so I also show you what to ask one.
“Janet is such an incredible resource. Keeping track of bills and knowing what’s where with our own finances can be stressful enough—but add in the responsibility of managing it all for a parent, while juggling work, kids, and life, and it can get overwhelming fast. Janet is truly excellent at what she does. She’s a CPA, smart with finances, and brings a calm, organized presence to what can feel like chaos. But beyond that, she’s just ridiculously kind and incredibly trustworthy. I have zero hesitation putting something this important in her hands, and I wholeheartedly recommend her to anyone and everyone.”
Is This Right for You?
This program fits you if you:
- Help your parent with money now or expect to within the next few years
- Have no clear map of their accounts, documents, or legal authority
- Want a plan you can work through at a steady pace, with support from others doing the same work
- Are a daughter, daughter-in-law, niece, or friend who ended up with the job
Plan on 90 minutes to 2 hours each week.
This program covers the time before a parent dies. If your parent has already died, my After Loss Services page can help. If your parent has already lost the capacity to make decisions, you will likely need an attorney in your state for guardianship or conservatorship. The program shows you how to prepare for that conversation. I’m a CPA, not an attorney, and the laws about powers of attorney and guardianship vary by state.
You can see the week-by-week schedule, current dates, and pricing at
jberryjohnson.systeme.io/parent_financial_roadmapReady to get ahead of it?
You can keep reading articles and hoping the phone doesn’t ring. Or you can have the conversation behind you and a plan in place. Start with the program details, and send me a message if you have questions first.